Pay Your Library Fines!!

Many local municipalities are crunched for funds. Some cities have hired collection agencies to ferret out unpaid parking tickets and library fines. This may not sound like a big deal, but if you haven’t returned your long over due books, and your name is turned over to a collection agency, your credit scores may be damaged. Any time a debt goes to a collection agency, your credit score may be dropped by as much as 100 points.