Free 2008 Calendar

Get a free 2008 Calendar at one of these links:

North American River Runners - Free Calendarhttp://www.narr.com/inforeq4.asp
Free Vanity Fair 2008 Calendarhttp://www.vfinsider.com/index.aspx
Free 2008 Senior Calendarhttp://www.seniorcalendars.com/samples.htm
Free 2008 calendar from Alberta Heritage Foundation for Medical Research (email)http://www.ahfmr.ab.ca/AnnualReport/order.php
Free 2008 Baptist Calendarhttp://www.abchome.org/contact.htm
Free 2008 Kids Hemophilia Calendarhttp://biorx.net/wp/biorx-offers-free-2008-kids-hemophilia-calendar-7
Free 2008 On Sacred Ground Calendarhttp://www.unityonline.org/calendar08/index.htm
Free Mom Car Calendar Fill Out Car Infohttp://newcarformom.24ex.com/
Free Scenic Calendar for Life Quotehttp://aaafreequotes.notlong.com/
Free Football and Sports Calednarshttp://sportsfreebies.headplug.com/
Free 2008 Calendar Magnetshttp://www.houseofmagnets.com/acatalog/Catalog_Request.html
Free 2008 Holiday Calendarhttp://www.cmw.com/calendar.cfm
Free 2008 Mercy Ships Calendarhttps://secure.mercyships.org/webinfo/standard
Free 2008 Wall Calendar - Church Mutualhttp://www.churchmutual.com/index.php/choice/risk/page/ads_calendar/id/35
Exploring Spasticity - Free 2008 Calendarhttps://www.medtroniceducation.com/kma/www/exploring_spasticity/calendar_order.jsp
Free Magnetic Refrigerator Calendarhttp://www.tipsforyourtrip.com/Free_Gift.html
Several Free Education Calendars and Magnets Fill Out School Info Requestshttp://chooseyourschool.1sta.com/
Free 2008 Range Riders Calendar, need company namehttp://www.experiencethewest.com/sample.htm
Free Personalized Custom Wall or Desk Calendarshttp://www.vistaprint.com/vp/gateway.aspx?S=8115650545&affid=CD14544
Free Golf Travel Plannerhttp://www.travelgolf.com/travelform/
Guild for the Blind:2008 Pocket Braille Calendarshttp://www.guildfortheblind.org/index.htm
Free Art Institute Calendar and Info Kit - Reghttp://tinyurl.com/34pgf6Enter zipcode, then scroll down to art and design in drop box, then hit submit
Free Tech Geek Calendar and Info Kithttp://www.momurl.com/teckgeekkit/
Free 2008 Wild Life Calendarhttp://wildlifegifts.com/calendar.lasso
Free Business Planning Calendarhttp://www.imdiversity.com/mediakit/calendar_form.asp
Free ADHD Kit with DVD Calendars and Morehttp://www.momurl.com/adhdforparents/
Free USA Flag Calendars for Quoteshttp://usainsurancequotes.org/
Free Direct TV Info Kit and NFL Schedule Calendarshttps://www.satex.com/online_quote_nb.html?nbid=10454
Free Mommy Home Biz Kit with Calendarhttp://mommyhome.2savvy.com/
Free Charity Calendar from 4Chttp://www.charitycards.org/Register/Calendar.aspx
Free 2008 Grayarc Calendarshttp://www.grayarc.com/samplerequest.aspx
Calendarshttp://mediaplusforms.btobsource.com/enduser/products/subcategory.jsp?key1=MAJ-HOL+CA&key2=CALENDARS&key3=DEPOWALL+C
Free 2008 Charles River Calendarhttp://www.criver.com/agrochemical_services/agrochemical_services/whats_new/2008_calendar_agro.html
Up to Four Free 2008 Calendarshttp://www.weprintforless.com/samples.htm

A Cheaper and Effective Cough Remedy

Ginger Tea

1 inch of fresh ginger root, sliced thin or grated
1/2 a fresh lemon, sliced but not pealed
1 clove garlic, mashed
~2 c water
1 T honey

Place water, ginger, lemon, & garlic in saucepan; bring to boil, then turn down heat and simmer gently for 20 min. Strain into mugs and add lots of honey.

Ginger tea is very soothing to the throat. It will warm and open the chest and nasal passages. Plus there are all those vitamins and other good things!

Money Saving Links

If you have small children, here are a few links that offer samples or gifts.

www.pampers.com

www.huggies.com

www.clubmom.com

Website: www.coolsavings.com

www.JohnsonsBaby.com
www.Baby.com

www.BabyToBee.com

www.welcomeaddition.com

www.enfamil.com

www.gerber.com/special

Pay Your Library Fines!!

Many local municipalities are crunched for funds. Some cities have hired collection agencies to ferret out unpaid parking tickets and library fines. This may not sound like a big deal, but if you haven’t returned your long over due books, and your name is turned over to a collection agency, your credit scores may be damaged. Any time a debt goes to a collection agency, your credit score may be dropped by as much as 100 points.

Advice From Suze Orman

America’s financial advisor Suze Orman suggests an easy way to save money: raise your FICO score. This score determines how much interest you pay on everything from credit cards to mortgages. If you could raise your score from 500 to 760, you’d save $78 a month on car payments for a $20,000 vehicle. Thirty percent of your FICO score is your debt-to-credit-limit ratio. If you can’t pay off your credit card, request an increase in your limit, but don’t actually use the extra credit. Another thing you can do to raise your FICO score is to have a relative with a high score add your name as an authorized user to his or her card. Your relative doesn’t actually have to give you a card. This will help your score, without lowering your loved ones.

Get a (Really) Free Credit Report, No Strings Attached

Many websites and TV commercials flaunt information about “free” credit reports and use gimmicks to rope you into paying for a credit report or a monitoring service. You can get a free credit report from the three major credit reporting companies, no strings attached!! Just go to www.annualcreditreport.com, Equifax, Experian and TransUnion will provide you with a free report once a year, just for asking! If you space your request, that’s one report every four months. It is wise to keep an eye on your report and check it for accuracy. If you would get your report by mail, just call 1-877-322-8228.

Save Pennys with Blue Dawn Dishwashing Liquid

Say "Hello" to a very versatile and surprisingly multi-purpose household product, Blue Dawn Dishwashing Liquid. Here are nine ways to save with Blue Dawn.

ICE PACK. Partially fill a strong zip-type sandwich bag with Dawn dishwashing liquid, close and freeze. Just to be safe, double bag it. Freeze. The liquid soap stays cold much longer and it can be re-frozen many times. It will conform to the place you need an ice pack.

BUBBLE PARTY. Combine ten parts distilled water and one part Dawn Dishwashing Liquid to make your own bubble solution. And add 1/4 part white corn syrup (like Karo) if you want to make more sturdy bubbles. Gather up things like clean soup cans that have both ends cut off orHula-Hoops with makeshift handles attached. If you want to, you can pour the solution into a plastic kiddy pool and make huge bubbles. Turn it into a scientific experiment and go on a hunt for bubble-making items in your kitchen. This is a super cheap idea that's lots of fun.

HAND DEGREASER. Forget those pricey automotive hand cleaners. Full strength blue Dawn Dishwashing Liquid cuts through grease and gets hands and nails clean with no harsh chemicals.

CLEAN AUTOMOTIVE TOOLS. Soak them in a solution of Dawn dishwashing liquid before you put them away to remove all the oil and grime. As a bonus Dawn will help prevent rust from forming on the tools.

MANICURE SECRET. Soak fingers in full-strength blue Dawn It makes the cuticles soft and easy to work with. And it removes the natural oil from the fingernails, which allows the polish to adhere very well.

REPEL ANTS. Spray countertops, cupboards and any other area where you see ants with a solution of Dawn and water. Wipe dry The slight residue of Dawn that remains will not be a problem at all for kids or pets, but ants hate it. Should you see a trail of ants, go ahead and hit them with the Dawn spray. You'll see. It will kill them.

BATHROOM CLEANER. Original blue Dawn Dishwashing Liquid has some kind of miraculous quality about it that makes it "melt" through stubborn soap scum and hideous build-up on showers and tubs, no matter whether porcelain, acrylic or fiberglass. Use it straight up and you'll bless the day you read this column.

HAIR PRODUCT BUILDUP. Once a month use original Dawn as you would shampoo. It will remove excess oil from your hair and scalp and strip away any build-up of styling products-without any damage. Perform this once a month and you won't have to buy expensive salon products that do the same thing.

STAIN SPOTTER. Original blue Dawn Dishwashing Liquid used full-strength gets just about any kind of spot out of washables. Keep a small squeeze bottle in the laundry room so it's always handy. Especially Ketchup!!!BONUS: Dawn Dishwashing Liquid is biodegradable, while other chemical solvents may not be.