You might be a conscious spender if:
If you always know how much you have charged on your credit card.
If you say no to things you really want because you don’t think you will have the money.
If you always use the things you buy.
If you have money in your checking account and don’t spend it.
If you know how much money you spend in a year on lunches or manicures.
If you get a raise and don’t upgrade your lifestyle.
If you save for retirement.
If you can clearly list what has “value” for you in life.
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